Hello, I'm Azahar Ahmed, an engineer, entrepreneur, digital marketer, and motivational speaker hailing from Nagaon, Assam, India.
Student Loans
Student loan forgiveness is a dream come true for millions of borrowers. Imagine waking up one day and realizing that your massive student debt is no longer your responsibility. But what really happens when your student loans are forgiven? * Do your monthly payments stop immediately? * Will this affect your credit
Retirement
A 401(k) is one of the most powerful retirement savings tools, but what happens if it’s not performing as expected? Many investors worry about slow growth, high fees, or underperforming funds that can impact their long-term financial security. If your 401(k) isn’t meeting expectations, don’t
Insurance
Wildfires are a devastating natural disaster, leaving behind destruction and loss in their wake. In recent years, their frequency and intensity have increased, making wildfire insurance an essential safeguard for homeowners. In this guide, we'll cover everything you need to know about wildfire insurance, including what it covers,
Mortgage
Buying a home can be one of life’s most exciting yet challenging milestones. With traditional mortgage processes often being time-consuming and complex, Rocket Mortgage offers an innovative, tech-driven alternative that streamlines every step. This article delves into the details of how Rocket Mortgage works, helping you understand its tools,
Retirement
Inflation is a silent adversary that affects the purchasing power of money over time. When it comes to retirement savings, such as your 401(k), the implications of inflation can be profound. This article explores how inflation impacts your 401(k) and offers actionable strategies to mitigate its effects. Understanding
Credit Cards
Improving your credit score quickly is possible when you take targeted actions. Whether you're looking to qualify for a loan, reduce interest rates, or simply take control of your financial future, your credit score plays a pivotal role. In this guide, you'll find actionable steps, useful
Financial Literacy
Understanding how to read a pay stub is a crucial skill that empowers you to manage your finances effectively. A pay stub isn’t just a breakdown of what you’ve earned; it’s a document that provides transparency into your earnings, deductions, and taxes. By learning how to interpret
Taxes
Taxation is an integral part of modern society, supporting public services and infrastructure. At the heart of the taxation system lies assessment, a critical process that determines how much individuals and businesses owe in taxes. But what exactly does a tax assessment involve? How is it calculated? And what are
Taxes
Tax holidays have gained popularity worldwide as governments seek innovative ways to incentivize consumer spending, attract investments, and boost economic growth. Whether you're a business owner or a consumer, understanding tax holidays can help you save money and make strategic financial decisions. What Is a Tax Holiday? A
Credit Cards
When it comes to managing credit cards, understanding the Annual Percentage Rate (APR) is a game-changer. APR represents the cost of borrowing money on your credit card, expressed as a yearly percentage. The importance of finding a credit card with a lower APR cannot be overstated—it can save you
Financial Literacy
Renting an apartment for the first time is an exciting milestone, but it can also feel overwhelming if you're unfamiliar with the process. From understanding your budget to signing a lease, this guide covers everything you need to make informed decisions and avoid common pitfalls. Whether you'
Retirement
Saving for retirement is a top priority for many individuals, but navigating the sea of retirement plans can feel overwhelming. Two popular options in the United States are the 401(k) and 403(b) accounts. Both are designed to help people save for their golden years, but they have distinct