Hello, I'm Azahar Ahmed, an engineer, entrepreneur, digital marketer, and motivational speaker hailing from Nagaon, Assam, India.
Investment
Teaching children about investing is one of the most valuable life lessons parents can offer. By introducing financial literacy early on, kids develop critical thinking, patience, and the ability to plan for their futures. If you’re wondering how to teach your child about investing effectively, this guide offers practical
Income Taxes
Paying taxes is often viewed as a responsibility for adults, but what about teenagers? With many teens stepping into the workforce or earning through part-time jobs, babysitting, or freelancing, the question arises: Do teens need to file income taxes? This comprehensive guide explores the rules, exceptions, and tips to help
Taxes
Filing your income taxes might not be the most exciting activity, but it’s an essential responsibility that brings significant financial benefits when done on time—or better yet, early. Procrastination during tax season can lead to unnecessary stress, financial penalties, and missed opportunities. But what are the exact reasons
Retirement
Saving for retirement is no small task. With an endless array of financial tools available, figuring out the best way to secure your golden years can feel overwhelming. This is where the combination of a Roth IRA—a tax-advantaged retirement account—and robo-advisors comes into play. Can you have a
Retirement
Marriage is more than a union of hearts; it's also a merger of finances that can directly influence your long-term retirement plans. If you own a Roth IRA or are planning to open one, tying the knot can bring unexpected changes to contribution limits, income eligibility, and tax
Investment
Investing early in life is one of the smartest financial decisions anyone can make, and for teens, it can be especially transformative. With time on their side and the power of compound interest, teens have a golden opportunity to create a stable financial future. This guide explores essential investment principles,
Financial Literacy
Money is one of the most essential inventions in human history, but it didn’t always exist as we know it today. From simple bartering to the introduction of coins, paper currency, and now digital forms like Bitcoin, the concept of money has undergone radical transformations over millennia. The history
Student Loans
As the cost of higher education continues to rise, many families are turning to loans to help fund their children’s college education. Two of the most common options for financing education are Parent PLUS Loans and Private Student Loans. Each of these loan types has its own benefits, drawbacks,
Taxes
Net Investment Income (NII) is a term that often surfaces in discussions about personal finance, particularly when dealing with taxation. Understanding NII is crucial because it directly impacts how much tax you may owe on your investments. In this article, we will delve deep into what Net Investment Income entails,
Student loans can be a lifeline for those pursuing higher education, allowing students to access the necessary resources to achieve their academic and career goals. However, the burden of repayment can become overwhelming, leading some borrowers to default on their loans. Defaulting on a student loan is a serious financial
Credit Cards
Lowe’s is a well-known retail giant, catering to the needs of DIY enthusiasts, homeowners, and professionals alike. If you’re someone who frequently shops at Lowe’s, you’ve probably come across their credit card offerings. But are these cards really worth it? This in-depth review will explore everything
Retirement
Retirement planning is a crucial aspect of financial security, yet it often presents unique challenges for women. Whether it's due to longer life expectancies, wage gaps, or career interruptions, women must navigate a distinct path toward a comfortable retirement. This article provides a thorough exploration of secure retirement